KuppingerCole Report
Leadership Brief
By John Tolbert

The Anti-Malware Requirement in PSD2

The Revised Payment Service Directive (PSD2) mandates that service providers evaluate transaction requests for signs of malware infection. In order for transactions to be considered low-risk, there must be no signs of malware infection in any sessions of authentication events.
By
jt@kuppingercole.com

Content of Figures

  1. Figure 1 Sample Adaptive Authentication Flows with Anti-Malware Analysis for PSD2

1 Recommendations

All parties to financial transactions under PSD2, including Account Servicing Payment Service Providers (ASPSPs) and Third-Party Providers (TPPs) will ...

Login Free 30-day Select Access Get full Access

2 Analysis

In Clause 3 of Article 2, PSD2 RTS states “Payment service providers shall ensure that the transaction monitoring mechanisms takes into account, ...

Login Free 30-day Select Access Get full Access

3 Summary

The relevant Regulatory Technical Standards for PSD2 were published in 2017. PSD2 ostensibly took effect in January 2018. According to the RTS, whic ...

Login Free 30-day Select Access Get full Access

Copyright

©2021 KuppingerCole Analysts AG all rights reserved. Reproduction and distribution of this publication in any form is forbidden unless prior written permission. All conclusions, recommendations and predictions in this document represent KuppingerCole´s initial view. Through gathering more information and performing deep analysis, positions presented in this document will be subject to refinements or even major changes. KuppingerCole disclaim all warranties as to the completeness, accuracy and/or adequacy of this information. Even if KuppingerCole research documents may discuss legal issues related to information security and technology, KuppingerCole do not provide any legal services or advice and its publications shall not be used as such. KuppingerCole shall have no liability for errors or inadequacies in the information contained in this document. Any opinion expressed may be subject to change without notice. All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

KuppingerCole Analysts support IT professionals with outstanding expertise in defining IT strategies and in relevant decision-making processes. As a leading analyst ompany, KuppingerCole provides first-hand vendor-neutral information. Our services allow you to feel comfortable and secure in taking decisions essential to your business.

KuppingerCole, founded in 2004, is a global, independent analyst organization headquartered in Europe. We specialize in providing vendor-neutral advice, expertise, thought leadership, and practical relevance in Cybersecurity, Digital Identity & IAM (Identity and Access Management), Cloud Risk and Security, and Artificial Intelligence, as well as for all technologies fostering Digital Transformation. We support companies, corporate users, integrators and software manufacturers in meeting both tactical and strategic challenges and make better decisions for the success of their business. Maintaining a balance between immediate implementation and long-term viability is at the heart of our philosophy.

For further information, please contact clients@kuppingercole.com.

top